Home upgrades don’t have to wait until your budget says “yes.” With our GreenSky® Deferred Interest Plan 2521, you can start improving your home today and pay nothing for 12 months. Make no payments and pay no interest when your balance is paid in full within the promotional period.
If a roof replacement, new windows, or updated siding is on your list, this limited-time offer gives you the chance to move forward without the financial strain.
Why a Flexible Financing Plan Helps
Many homeowners delay important projects because of upfront costs or seasonal expenses. A flexible financing plan like this helps spread out payments while still letting you enjoy the benefits of a safer, more energy-efficient home. See the CFPB home improvement financing guide for smart planning tips. Instead of waiting, you can move forward confidently, knowing your investment fits your financial goals.
What Does “No Payments, No Interest for 12 Months” Mean?
Our special financing option makes home upgrades more flexible and budget-friendly for nearly every homeowner. Here’s how it works:
- You get 12 full months with no required payments.
- You’ll also pay no interest at all if the balance is paid in full before the promotional period ends.
- If any balance remains after the promo period, it converts to an 84-month fixed monthly payment plan with APRs ranging from 15.85% to 21.19%.
That means you can schedule your project in a slow season, enjoy the benefits right away, and settle the balance when it’s more convenient while protecting your budget.
Why Homeowners Love This Financing Option
Beyond simply deferring payments, the plan gives you control over when and how you invest in your home. Here’s what makes it such a popular choice:
- Beat Rising Costs
Prices for materials and labor rarely go down. By locking in today’s rates and paying later, you avoid future price hikes. Your project costs stay predictable even if inflation climbs. - No Upfront Burden
Need new windows before summer or a roof replacement before monsoon season? You can move forward without emptying your savings or disrupting your monthly cash flow. - Immediate Comfort and Value
Waiting to upgrade your home means waiting to enjoy better comfort, curb appeal, and efficiency. This offer lets you start benefiting from your improvements right away. - Peace of Mind Financing
With GreenSky’s simple and transparent structure, you know exactly how long you have to pay and what to expect after the promo period. No surprises, just smart timing.
Compared to using credit cards or personal loans that often carry higher interest rates, this promotional offer gives you time to pay without added costs. It’s a smarter way to manage larger home improvement expenses while keeping your overall credit utilization lower.
How You Can Use This Offer
Maybe you’ve been putting off a project or waiting for the right time. With this 12-Month No Payments, No Interest plan, the right time is right now. Here’s how you could make it work for you:
- Replace Your AC Before the Heat Hits
Don’t wait until summer rush pricing kicks in. Schedule your installation while rates are low, and enjoy cool comfort when temperatures rise. You pay nothing for 12 months, and if you pay off the balance before the promo period ends, you won’t owe any interest. - Use Your Tax Refund to Pay It Off
Start your home upgrade today with zero upfront costs, then use your upcoming tax refund to pay the balance within the 12-month window. You get your project done sooner and avoid any interest charges later. - Fix That Roof Before the Next Storm
Local weather waits for no one. If your roof has seen better days, this is your chance to handle it before leaks or damage get worse. Secure today’s pricing, schedule your repair or replacement, and enjoy peace of mind knowing you have a full year before any payments are due. - Refresh Your Windows and Doors for Energy Savings
Drafty windows and old doors can send your utility bills soaring. Replace them to boost efficiency and comfort in every season. With no payments for 12 months, you can invest in long-term savings without feeling the strain upfront. - Remodel Your Kitchen or Bathroom Before the Holidays
If you’ve been dreaming of a kitchen upgrade or guest bathroom refresh, start planning ahead to have it ready for friends and family gatherings. The no-interest and no payment period gives you time to enjoy the improvements before handling any costs.
Each choice gives you real flexibility, whether you’re planning ahead, managing your budget, or tackling that long-overdue home project.
Frequently Asked Questions
Is 12-Month No Payments, No Interest Financing the Same as 0% APR?
Not exactly. With deferred interest financing, interest is waived only if you pay the full balance within the promotional period. A 0% APR loan doesn’t charge interest at all during the loan term. This plan gives you the best of both worlds: flexibility with the chance to pay no interest if you pay on time.
What Happens If I Don’t Pay Off the Balance in 12 Months?
If you still have a remaining balance after the 12-month promotional period, the deferred interest is applied, and repayment continues as an 84-month fixed monthly payment plan at standard rates (15.85%–21.19% APR). Payments are predictable and consistent each month to help you manage your budget.
Who Qualifies for This Financing Plan?
Most homeowners with approved credit are eligible. The application process is quick and handled securely through GreenSky’s online platform. Decisions are often made within minutes, so you can start your home improvement project right away without any major delays.
Limited Time Offer
This 12-Month No Payments, No Interest plan won’t last forever. At American Home Contractors, we think you should lock in this rate before it’s gone. It’s your chance to tackle big projects and keep your finances stress-free. Contact us today to find out if you qualify.
Upgrade your home today. Pay nothing until next year.
Start your project with 12 months, same as cash. No payments, no interest, and no worries.
Disclaimer: Subject to credit approval. Financing provided by GreenSky®. Deferred Interest Plan 2521: No payments and no interest if the amount financed is paid in full within 12 months. Interest is waived if the balance is paid in full during the promotional period. After the promotional period, the remaining balance is subject to 84 monthly payments at interest rates ranging from 15.85% to 21.19% APR.